Investment Advice

Creative Financial Design has been a Registered Investment Advisor since 1984. We do not receive any commission from the advisement of any investment products. We are compensated solely on a fee-only basis. This fee is based on the assets under management.

Our investment philosophies are simply -

• a disciplined approach is better than no strategy
• a diverse investment portfolio spreads risk
• be conscious of global and economic trends
• keep a long-term perspective and do not panic
• profits are often made by not losing money during bad times

Using modern portfolio theory as a basis for investing, we stress test portfolios over historical periods of time to determine how they would have weathered those periods of time. While historical returns are not indicative of future returns, we use these figures to determine what would have been the optimal portfolio based on past performance.* We also monitor world and economic conditions and suggest clients make appropriate changes to the modern portfolio theory, to protect their assets, when we feel it is appropriate..

*Past performances are not indicative of future performance. There are no guarantees in investing.